Attention students and first time credit card applicants:
Here’s some tips on what might be a good strategy in being approved for your
first major credit card.
#1It is very important to remain current on all of your bills.
Not doing so will certainly jeopardize your Credit History and FICO Scores.
Establishing a consistent payment history will help you qualify later for the
major credit cards.
#2You could also try applying to a Department Store or an Oil
Company’s Gas credit card, and see if you get approved. Those credit cards can
be a good initial starting point. Carrying a small balance on Department store
credit cards or Gasoline credit cards can be a good idea because it shows
Creditors that you can handle an outstanding balance.
#3Another approach would be to start with a Secured Credit
Card. With secured credit cards you place a deposit with the Credit Card company
and they provide you with a Credit Card. Often times this can help in
establishing or rebuilding your…